Matthews Motors Goldsboro

Home Of The Lifetime Powertrain Warranty

Bad Credit, No Credit Auto Loans


Financing

Are you looking to finance a pre-owned vehicle in Goldsboro, North Carolina, but don't have the credit? Explore bad credit financing with our dealership! You will find that there are multiple ways to access reliable transportation, even with a lower credit score.

The next time you're looking to apply for financing, consider the interest rates being offered before anything else. It is imperative to do research!

Financial wellness begins with the understanding of debt-to-income ratios, interest rates, and the true cost of large purchases. If you're interested in buying a used car, make sure you have an understanding of the following:

  • NADA Values
  • Interest Rates
  • Debt-to-income Ratios
  • Loan Terms

Know The Vehicle's Value

Your vehicle's value can either be an asset or a detriment to the bank account. When you know the value of your model and how it will depreciate over time, haggling won't feel necessary.

If you find a vehicle that interests you, the first thing you should do is go to NADA.com and enter the VIN, make, model, and vehicle accessories. The price should either be below or the same as the price shown on the website. If it is significantly higher, it is likely to carry negative equity, meaning that you will have trouble selling it or trading it in later.

Essentially, the vehicle will end up costing you more than its worth if you don't pay attention to the NADA values.

If you understand this, you will probably find yourself at dealerships that list prices fairly, like ours!

4 Additional Reasons to Stay Away from Negative Equity:

  1. Your debt-to-income ratio will rise.
  2. Paying off the car will be costly, therefore difficult.
  3. It will be hard to sell back to a dealer or private buyer, because they will only want to pay the value of the vehicle, not what you initially paid.
  4. Insanely high monthly payments, which can't be refinanced for the reasons mentioned above.

How Can Bad Credit Financing Help You?

Bad credit financing is an amazing way for shoppers to build their credit back up. With sub-prime auto loans, just be sure that you're not falling victim to a predatory rate or terms that you cannot pay back — otherwise, it defeats the purpose.

If you apply for one of our sub-prime loans, our financial representatives will go through your credit history with you, ensuring you apply for a reasonable amount. If approved, all you need to do is make on-time monthly payments and watch your score slowly rise.

Have questions? Talk to our finance team today and learn how to spot credit risks as you shop for sub-prime loans in Goldsboro, North Carolina.

Matthews Motors Goldsboro

204 N Berkley Blvd
Goldsboro, NC 27534
Driving Directions
Sales 919-234-7775
Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 7:00PM
Wednesday 9:00AM - 7:00PM
Thursday 8:00AM - 7:00PM
Friday 9:00AM - 7:00PM
Saturday 9:00AM - 6:00PM
Sunday Closed
Monday Closed
Tuesday Closed
Wednesday Closed
Thursday Closed
Friday Closed
Saturday Closed
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VIN: 1J8FA54198L631503
Stock: GW7446
Model: JKJP72
130,265 mi
Ext.
Int.

Features

  • Remote Start
  • 4WD/AWD
  • Aux Input
  • Keyless Entry
  • Satellite Radio
  • Entertainment System

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking and fun 2008 Jeep Wrangler in Steel Blue Metallic Clearcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.4WD.Clean CARFAX.
  • $12,977 Our Price:


$208 /month
7% APR
84 months
  • MSRP $12,977
  • Documentation Fee $799
  • Starting Price $12,977
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: JM1BL1M77C1582948
Stock: GW7452
Model: M3HIGTA
105,824 mi
Ext.
Int.

Features

  • Bluetooth®
  • Leather Seats
  • Emergency Brake Assist
  • Sunroof/Moonroof
  • Navigation System
  • Satellite Radio

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this charming-looking 2012 Mazda Mazda3 in Indigo Lights Mica. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Odometer is 6388 miles below market average! 28/39 City/Highway MPG
  • $9,477 Our Price:


$155 /month
7% APR
84 months
  • MSRP $9,477
  • Documentation Fee $799
  • Starting Price $9,477
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: JTHCK262X95035350
Stock: GW7462
Model: 9506
137,020 mi
Ext.
Int.

Features

  • 4WD/AWD
  • Keyless Entry
  • Leather Seats
  • Emergency Brake Assist
  • Sunroof/Moonroof
  • Satellite Radio

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 2009 Lexus IS in White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.AWD, Leather.20/26 City/Highway MPG
  • $9,477 Our Price:


$155 /month
7% APR
84 months
  • MSRP $9,477
  • Documentation Fee $799
  • Starting Price $9,477
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 5YFEPMAE6MP222069
Stock: GC7522
Model: 1852
63,681 mi
Ext.
Int.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Wi-Fi Hotspot

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 2021 Toyota Corolla in Black. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CARFAX One-Owner. 30/38 City/Highway MPG
  • $17,977 Our Price:


$283 /month
7% APR
84 months
  • MSRP $17,977
  • Documentation Fee $799
  • Starting Price $17,977
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 1GNEVGKW3KJ191581
Stock: G7555
Model: 1NW56
89,823 mi
Ext.

Features

  • Bluetooth®
  • Remote Start
  • 3rd Rear Seat
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this terrific-looking 2019 Chevrolet Traverse in Cajun Red Tintcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.AWD.
  • $18,877 Our Price:


$297 /month
7% APR
84 months
  • MSRP $18,877
  • Documentation Fee $799
  • Starting Price $18,877
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 5NMS1DAJ2MH352393
Stock: GC7563
Model: 644B2A4S
31,596 mi
Ext.
Int.

Features

  • Adaptive Cruise Control
  • Bluetooth®
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this stunning-looking 2021 Hyundai Santa Fe in Stormy Sea. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.AWD, Gray Cloth.CARFAX One-Owner. Clean CARFAX. Odometer is 2364 miles below market average!
  • $23,277 Our Price:


$363 /month
7% APR
84 months
  • MSRP $23,277
  • Documentation Fee $799
  • Starting Price $23,277
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 3N1CN8EV6ML826462
Stock: GC7564
Model: 10211
64,303 mi
Ext.
Int.

Features

  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System
  • Automatic High Beams

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this beautiful 2021 Nissan Versa in Brilliant Silver Metallic. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CARFAX One-Owner. 32/40 City/Highway MPG
  • $16,277 Our Price:


$258 /month
7% APR
84 months
  • MSRP $16,277
  • Documentation Fee $799
  • Starting Price $16,277
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 3N1CN8EV4ML861128
Stock: GC7541
Model: 10211
65,153 mi
Ext.
Int.

Features

  • Bluetooth®
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Keyless Ignition System
  • Automatic High Beams

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this fantastic 2021 Nissan Versa in Electric Blue Metallic. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CARFAX One-Owner. Clean CARFAX. 32/40 City/Highway MPG
  • $16,277 Our Price:


$258 /month
7% APR
84 months
  • MSRP $16,277
  • Documentation Fee $799
  • Starting Price $16,277
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 5YJ3E1EAXJF039798
Stock: G7587
Model: MODEL3LR
37,472 mi
Ext.
Int.

Features

  • Bluetooth®
  • Keyless Entry
  • Wi-Fi Hotspot
  • Automatic High Beams
  • Emergency Brake Assist
  • Lane Departure Warning

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 2018 Tesla Model 3 in Red Multi-Coat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CARFAX One-Owner. Odometer is 21581 miles below market average! 136/123 City/Highway MPG
  • $25,977 Our Price:


$404 /month
7% APR
84 months
  • MSRP $25,977
  • Documentation Fee $799
  • Starting Price $25,977
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: JTMZD31V076043526
Stock: GW7590
Model: 4450
150,242 mi
Ext.
Int.

Features

  • Aux Input
  • Keyless Entry
  • Emergency Brake Assist
  • Cruise Control

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this outstanding 2007 Toyota RAV4 in Blue. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.Cloth.24/30 City/Highway MPG
  • $7,977 Our Price:


$132 /month
7% APR
84 months
  • MSRP $7,977
  • Documentation Fee $799
  • Starting Price $7,977
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 1GCUYDED2LZ117351
Stock: G7598
Model: CK10543
109,668 mi
Ext.
Int.

Features

  • Bluetooth®
  • 4WD/AWD
  • Android Auto
  • Apple CarPlay
  • Keyless Entry
  • Wi-Fi Hotspot

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this trusty 2020 Chevrolet Silverado 1500 in Summit White. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.8-Speed Automatic, 4WD, Black Cloth.
  • $31,977 Our Price:


$495 /month
7% APR
84 months
  • MSRP $31,977
  • Documentation Fee $799
  • Starting Price $31,977
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers

VIN: 3C4NJCAB9JT263287
Stock: GW7597
Model: MPTL74
206,119 mi
Ext.
Int.

Features

  • Bluetooth®
  • Keyless Entry
  • Keyless Ignition System
  • Emergency Brake Assist
  • Parking Assistance
  • Rear View Camera

More Details

Dealer Comments
**Buy Online**Free Delivery**At Home Test Drives**Stay safe and save time with Matthews Motors Express Point.Click.Buy**Matthews Motors is proud to offer this good-looking 2018 Jeep Compass in White Clearcoat. From a comprehensive selection of budget-friendly used cars to car loans and friendly service, there's a variety of reasons why our customers continue to return to our conveniently located showrooms. Which are a few of the reasons we have been awarded CIADA Quality Dealer of The Year and the BBB Torch Award Winner. Come see us at one of our locations. We truly look forward to assisting you today and in the future with all of your automotive needs! Here at Matthews Motors we're committed to providing the ultimate dealership experience.CARFAX One-Owner. 22/31 City/Highway MPG
  • $9,977 Our Price:


$163 /month
7% APR
84 months
  • MSRP $9,977
  • Documentation Fee $799
  • Starting Price $9,977
  • Down Payment $0
*Excludes tax, title & fees
Disclaimers


All vehicle specifications, prices and equipment are subject to change without notice. Prices and payments (including the amount down payment) do not include tax, titles, tags, documentation charges, emissions testing charges, or other fees required by law or lending organizations. The estimated payments may not include upfront finance charges that must be paid to be eligible for the purchase financing program used to estimate the APR and payments. Listed Annual Percentage Rates are provided for the selected purchase finance programs available on the current date. Programs are subject to change at any time. Payments may be higher in some states based on taxes and fees. You may not be able to combine other incentives or discounts with the purchase finance programs presented above. Residency restrictions may apply. See dealer for details. Listed APR, down payment, payments, incentives and other terms are estimates for example purposes only. Information provided is based on very well-qualified buyers. The payment information provided here is not a commitment by any organization to provide credit or other programs. Some customers may not qualify for listed programs. Your terms may vary. Credit approval required.